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People get into arrears with their mortgage for all sorts of reasons. More often than not, arrears are caused by unforeseen circumstances such as ill-health or redundancy which in turn lead to a loss of earnings.
If you act quickly, a mortgage adviser may be able to help you turn things around and stop the threat of repossession and alleviate your financial concerns. .
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| The maximum loan for first-time buyers in Jersey is cut from 90% to 75% by one of the island's biggest lenders. |
| The US House of Representatives passes a massive housing rescue bill after President Bush says he will not veto it. |
| The head of a team tackling mortgage fraudsters says they are increasingly being kicked out of the industry and fined. |
| The cost of taking out a mortgage in the US rises again following fears over two key lenders, consumer figures indicate. |
| Leading US mortgage lender Washington Mutual sees a $3.3bn quarterly loss following a rise in loan defaults. |
| The number of new mortgages approved by the major banks fell to a new record low in June, and is down 67% on the year. |
| Most mortgage advisers are doing a poor job when giving advice, according to research by the consumers association Which? |
| The Financial Services Authority tells lenders to step up their defences against mortgage fraud. |
| Wachovia, the fourth-largest US bank, says it will stop offering mortgages via brokers from 25 July. |
| A former sub-prime mortgage lender offers an 8% discount to borrowers if they redeem their home loans. |
| The UK's biggest mortgage lender HBOS says only 8% of its £4bn share issue was taken up by existing investors. |
| The mortgage squeeze continues to tighten with a further drop in lending, says the Council of Mortgage Lenders. |
| US bank Merrill Lynch posts a $4.89bn (£2.49bn) loss due to heavy exposure to the sub-prime mortgage market. |
| Before his disappearance John Darwin refused to pay bills on time and stretched his finances to the limit, his wife has told a court. |
| Failed US mortgage lender IndyMac Bank is reportedly being investigated by US officials over suspected fraud. |
| US mortgage firms Fannie Mae and Freddie Mac are not at risk of collapse, Federal Reserve boss Ben Bernanke insists. |
| Two men and a woman are jailed over a £1.7m scam where they stole the title deeds of four homes and obtained loans by deception. |
| The Nationwide is to cut its mortgage rates for the second time in as many weeks. |
| Housing minister Caroline Flint announces measures aimed at helping people in England get on the housing ladder. |
| With lenders being squeezed on who they can lend to, what are the new challenges when remortgaging? |